Better Choice Home Loans
Better Choice Home Loans is one of New Zealand’s most trusted mortgage and finance solution providers, helping individuals, families, and business owners achieve their financial dreams. Based in Christchurch, we specialise in offering personalised advice and practical solutions that make the home-buying and investment journey simple and rewarding. Whether you are a first home buyer, a property investor, or a business owner seeking finance, we ensure every client gets a tailored loan option suited to their goals.
Our team offers complete guidance — from KiwiSaver home purchase support and low deposit home loans NZ to long-term investment property planning and business asset finance solutions. With a focus on transparency and customer satisfaction, Better Choice Home Loans is committed to finding the best financial path for every Kiwi.
Home Loans NZ
We provide flexible home loan options across New Zealand designed to suit different budgets and lifestyles. From low deposit home loans NZ to fixed and floating rate options, we help you secure the right mortgage with the best rates possible.
KiwiSaver Home & First Home Buyers
Buying your first home is a big step — and we make it easier. Our advisers help you use your KiwiSaver home funds, apply for the First Home Grant, and navigate the first-time home buyer process NZ. We guide you through every stage, ensuring your journey from pre-approval to settlement is smooth.
Mortgage Broker Christchurch
As an experienced mortgage broker in Christchurch, we connect you with top lenders and negotiate the best rates. Whether you’re a new home buyer or looking to refinance, our local knowledge and professional network make your loan application quick and hassle-free.
Home Owners Loans
We assist homeowners with refinancing, debt consolidation, or loans for home owners seeking better rates or extra funds for renovations. Our goal is to ensure your home loan always fits your changing financial needs.
Property Investment NZ
Investing in real estate can build long-term wealth. We guide property investors NZ in securing funding for buying property and developing a solid portfolio. From real estate investment to exploring property to invest opportunities, we make smart property investment achievable for all.
Asset Finance & Business Loans
Better Choice also supports business owners through asset finance, asset-based loans, and corporate and asset finance options. Whether it’s asset finance for new business or expanding your current operations, we help you access flexible funding with trusted asset finance lenders NZ.
Why Choose Better Choice
At Better Choice, we believe every client deserves financial clarity and confidence. Our expert advisers compare loan products from trusted lenders, explain every option, and recommend what’s best for your future. Whether it’s a first home loan, investment property finance, or business asset finance, we provide expert guidance with honesty, care, and local expertise.
Business Information
Address: 10/10 Acheron Drive, Riccarton, Christchurch 8041, New Zealand
Phone Number: 0800 005 676